Services

Larry's Jewelry & Pawn offers a variety of services.  

Services Include:

PAWNS (30 DAY LOANS)
    A pawn is a quick and easy way to get a loan without a credit check.  A pawn is a 30 day loan with a 30 day grace period based on the value of the collateral.  If the loan is paid back in the alloted time, the collateral is given back to the customer.  If a customer can not pay their loan back in full in the alloted time, renewals are offered to give more time. A pawn does not affect a person's credit rating.

CHECK CASHING
    Examples of checks we cash are, but not limited to:  tax refunds, payroll checks, social security checks, and retirement checks

DEFERRED PRESENTMENT LOANS (Payday Loans)
    A Deferred Presentment Loan or Payday Loan as it is commonly called is a loan that can be up to 31 days and has several requirements, including requiring the customer to have a checking account.

RETAIL SALES ( Layaway and Financing is available)

INCOME TAX PREPARATION
We offer year-round income tax preparation.

Bill Pay Station (Payment Center for thousands of bills including cable and home & cellular phone service)

FFL Transfers
    
Special Orders of Items Not In Stock

Things to consider when thinking about getting a pawn loan:

 A pawn shop will not check your credit score.  Your loan will be based on the value of the item your are pawning.
 Unlike most banks, a pawn shop makes small loans as well as large loans.  Sometimes a person might only need a small amount of money to pay a bill or to have money until the next pay day.  The pawn shop is the place to go.
 To get a loan in a pawn shop, a person only needs a valid government ID, and the item of value.  
 Pawn loans are non-recourse.  The majority of pawn customers pay off their loans and get their items back, but if you decide to not pick up your item,  no problem.  A pawn shop will just sell the item you pawned.

what do I have that i could pawn?

All pawnshops do not take the same items but at Larry's Jewelry & Pawn we normally take jewelry, firearms, some electronics, new game systems, coins, some tools, and some sporting goods.

Do you Just want to sell you merchandise?

Do you have items in good condition that you no long need or want?  Are you moving and would prefer not to pack and ship some of your "stuff".    If you answered yes to either of these questions, then bring your items to Larry's, get an offer for your items, and if you accept the offer,  walk out with CASH. 